Karnataka Vikasa Grameena Bank is a Regional Rural Bank sponsored by Syndicate Bank and operates in 9 Districts of Karnataka State, with its Head Office at Belgaum Road, Dharwad. Chairman/ General Manager/ Regional Managers of the KV Grameena Bank are deputed from Syndicate Bank.
KV Grameena Bank staff is doing the Insurance business of Bajaj Allianz LIC Ltd for the Bank. But, the Bank has since 2005 been commission/ incentives/ amenities, etc. to the personal accounts of the Chairman/ General Manager/ Regional Managers/ Officers of the Bank for doing the insurance business to the Bank.
In the case filed by M. Rama Rao, President, Grahakara Hakku Mahitigala Jagarana Vedike, Hubli 580 020 (Mobile No.9448115650- email - ramavaikunta@rediffmail.com)before the Karnataka Information Commission, General Manager of the Karnataka Vikasa Grameena Bank, Dharwad has agreed before the Hon. Karnataka Information Commission that, they have paid commission/ incentives/ amenities/ travel concessions to the personal accounts of the Chairman/ General Manager/ Regional Managers/ Officers of the Bank for doing the Insurance business of Bajaj Allianz LIC Ltd. for the KVG Bank. They have also informed in the said case that, since 2005-2006 the bank is paying these commissions, etc. to the officials of their bank. The amount of commission received to the bank for 2006-07 is Rs.1.70 crores and for 2007-2008 is Rs.3.04 crores. The Commission for 2008-2009 is more than Rs.3 crores. But, Chairman/ General Manager/ Regional Managers of the Bank have not done any single policy for the Bank.
In order to earn huge personal gains, the top officials of the Bank have been forcing their staff to do insurance business by forcing the borrowers to share substantial amounts towards the insurance premium on the date of release of loans to them, in cash. The erring officials in the branch were subjected to non sanction of leave/ loan/ staff/ substitution of staff, while going on leave, subjected to disciplinary actions on false pretext, etc. Due to this, crores of rupees belonging to borrowers were lost by them, since they were unable to pay the premium thereafter.
Banking Regulation Act, 1949, Sec 10 debars employment of any person on remuneration fully or partly in the form of commission or share in the profits of the bank and  not to continue the employment of such persons in the banks.
Therefore, Grahakara Hakku Mahitigala Jagarana Vedike has requested RBI, NABARD, Syndicate Bank to take immediate steps to :

(a)        to stop paying commission/ incentives/ amenities/ travel    concessions to the personal accounts of officials of the  Bank for doing the Insurance business of Bajaj Allianz LIC Ltd. for the KVG Bank;(b)to recover the commission/ incentives paid to the personal accounts of the officials of the Bank and amounts equal to the  amenities/ travel concessions extended to them, for doing the Insurance business and credit it for the KVG Bank with interest, penalty;(c)to discontinue the services of the officials, who have received the commission in terms of Sec.10(1) (b) of the Banking Regulation Act.

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We request you to write email this to RBI for immediate actions

The Punjab Information Commission does not process complaint/appeal unless an affidavit is filed to the effect that no similar case was filed earlier with the Commission. The demand is unlawful and unjustified. Neither the RTI Act nor the Punjab RTI Rules prescribe filing of such an Affidavit. The cost of filing affidavit is in itself a deterrent for the infoirmation-seeker. Besides, the cases are delayed for weeks and months. I learn that the cases are piling up in the Commission for want of affidavit. There is, however, no consistency in the demand, some cases are listed even without affidavit. I request the Convenor of the RTI Users Association to take up the matter with the Commission.  

The database on missing children in India is seriuosly neglected area where it is a clear violation of Human Right. Since the happening of cases/ incidences such as in Nithari or Gurgaon or somewhere else, the respective government sets up different committees and thus distances itself from concrete strategy to deal with such menances or nuances. It becomes mandatory to any from of governance to ensure citizen saftey and wellbeing. I sometime really think that what next after formation of National Commission for Protection of Child Right (NCPCR), what child centric policies could government enact to ensure there is no violence on children (not just refering to corporal punishment or NCLP). The information on missing children on first hand not available with police station or not being provided (surprisingly there is no specific juvenile police officer posted in P.S. to handle such cases- (I am refering to data collected from most of the states except few in Delhi or other states). The apathy to ensure basic security to the most vulnerable section of the society is the most neclected area and least bothered since they does not have any voting right!!!! How can RTI be used to get such informations and further strategy formulated towards policy intervention and change is a question.   

COMPLIMENTING PRIME MINISTER ON FILE NOTINGS (RTI)
Prime Minister is to be complimented for his timely intervention to direct government-officials to accept CIC verdict to take ‘file-notings’ also defined as ‘Information’ under RTI Act. By doing so, Dr Manmohansingh has kept his commitment towards RTI Act as an effective tool of transparency in governance-system.
Otherwise irresponsible and adamant officials of Department of Personnel & Training (DoPT) had created a peculiar situation where the nodal government-functionary to handle RTI Act i.e. DoPT had itself become biggest violator and hindrance of RTI Act. Such DoPT officials even went to extent, that in addition of defying CIC verdicts on file-notings they even challenged validity of full-benches constituted by Chief Information Commissioner, perhaps because CIC verdict on file-notings in appeal-number CIC/WB/A/2008/00956 was a full-bench verdict given by three Information Commissioners. Interestingly DoPT made public its embarrassing letter addressed to CIC Secretary by unnecessarily putting it on its website, tending to lower dignity of Central Information Commission amongst public and public-authorities. It is necessary that officers responsible for creating chaos on RTI may be transferred from responsible posts at DoPT.
SUBHASH CHANDRA AGRAWAL
(Guinness Record Holder for most letters in newspapers & RTI Activist)
1775 Kucha Lattushah
Dariba DELHI 110006 (India)
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